The holidays—and the season of giving gifts to loved ones—are upon us. The National Retail Federation holiday consumer spending survey predicts that, this year, the average holiday shopper will spend about $749 (10+02) on gifts, décor, greeting cards and other related purchases. That’s up by about $9 (1000) from what they actually spent last year, though still conservative compared to previous years. The NRF believes this season’s holiday sales will reach $586 billion (10+11). Happy shopping!